WinRefunds™ is part of the WINPAY24™ solution operating on the Microsoft® Windows® platform. WinRefunds is an online refund management system designed to reduce loss due to fraudulent refund activity. The system validates returns online, providing powerful protection against refund fraud. The solution manages a systematic approach to handling refunds for both brick-and-mortar and virtual sites, allowing retailers to maintain a consistent and accurate refund policy across retail channels.